Merchant Cash Advance Company Review

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RBS Funding Merchant Cash Advance Review 2023

RBS Logo

Loan Amount

Up to $500,000

Factor Rate

1.2 to 1.4

Terms

3 to 18 months

Min Credit

550 FICO

Time to Fund

1-3 days
Written By:
MCA Editorial Team
Last Updated:
07/20/2023

Company Profile

RBS Funding Group Inc. is a company that provides business funding solutions. Their office is located in Hauppauge, NY.

Products & Services

The company offers same-day business funding. They work with partners and have a program for Independent Sales Organizations (ISOs). RBS Funding Group offers business funding solutions mainly to organizations that provide funding solutions. They provide same-day business funding in the form of a merchant cash advance with minimal requirements.

Pros and Cons


Pros:

1. Quick and easy application process.
2. Fast & Flexible Funding.
3. Funding available for businesses with less than 550 credit.
4. Custom tailored financing options on a case by case basis.
5. Wide range of financing options available.

Cons:

1. Information on the website can be difficult to find.
2. Not all individual businesses may be eligible for their services.
3. The company does not fund start-ups.
4. Sales of less than $10K per month will not qualify for their services.
5. The company does not have a FAQ page on their website.

Ideal Customer

ISOs and other companies looking to provide funding to clients.

Required Documentation

The company requires minimal stipulations or stips for their funding services, which include a voided check, a driver's license, and Accounts Receivable (AR).

Industries and Restrictions

RBS Funding Group Inc. funds all industries except auto sales and legal.

State of Operations

The company operates in NY and any restricted states are not mentioned.

Basic Qualifications

Applicants should have a credit score of 550+ (FICO).

Collateral or Guarantees

Information about the type of collateral or guarantees required for the company's products was not provided in the links, but most likely all options are unsecured.

Alternatives

Most merchant cash advance companies that serve the general public.