Merchant Cash Advance Company Review

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TVT Capital Merchant Cash Advance Review 2023

tvt logo

Loan Amount

Up to $5,000,000

Factor Rate

1.2 to 1.4

Terms

3 to 18 months

Min Credit

550 FICO

Time to Fund

1-3 days
Written By:
MCA Editorial Team
Last Updated:
07/20/2023

Company Profile

TVT Capital LLC is a financial services company that specializes in providing alternative business funding services. The company is based in New York and was established in 2008. It is dedicated to establishing and facilitating relationships between its marketplace of experienced alternative small business lenders and small business owners. The company prides itself on its professional, informative, and fast service.

TVT Capital LLC is a premier ISO platform for small business advances in the nation. Their lending relationships are extremely strong, and they offer a high commission base for affiliate finance brokers. The company is committed to providing alternative small business advances to those who need them the most - small businesses in America.

Products & Services

TVT Capital LLC offers a range of financial growth services designed to meet the business goals of their clients. Their primary service is Small Business Funding, which is a fast, professional, and informative alternative business funding service. They specialize in establishing and facilitating relationships between their marketplace of experienced alternative small business lenders and small business owners.

In addition to small business funding, TVT Capital LLC also offers other financial services tailored to suit individual situations. These include purchase order financing, accounts receivables financing, commercial real estate financing, cash flow and merchant advance financing, and equipment leasing.

Pros and Cons

Pros:

1. Fast and professional service.
2. Wide range of financial services.
3. No minimum credit score required.
4. High approval rate for qualified applicants.
5. Large range of funding amounts available.

Cons:

1. Information about the company is limited.
2. The website does not provide detailed information about the terms and conditions of their services.
3. The FAQ page is not available, limiting access to additional information.
4. No clear information about the states they operate in.
5. No clear information about the industries they work with.

Ideal Customer

The right type of customer for TVT Capital LLC would be small business owners who are in need of alternative funding options. This includes businesses that have been operating for at least 3 months and are generating a minimum of $75,000 per month in revenue. The company does not require a minimum credit score, making it a viable option for businesses with less than perfect credit.

Required Documentation

The specific documentation required for funding was not explicitly stated on the website. However, as with most financial services companies, it is likely that TVT Capital LLC would require documents such as proof of business operation, proof of revenue, and possibly credit history.

Industries and Restrictions

The company does not specify the industries it works with or any industry restrictions on its website. However, given its focus on small business funding, it can be inferred that TVT Capital LLC likely works with a wide range of industries, particularly those that are underserved by traditional lenders.

State of Operations

The company does not provide clear information about the states it operates in or any state restrictions on its website. However, TVT Capital LLC is registered in New York and has a branch in Delaware, suggesting that it likely operates in at least these states.

Basic Qualifications

According to the information on the company's services page, the basic qualifications for receiving funding from TVT Capital LLC include having been in business for at least 3 months and generating a minimum of $75,000 per month in revenue. The company does not require a minimum credit score.

Collateral or Guarantees

The company does not provide clear information about the type of collateral or guarantees required for its products on its website. However, given that it offers alternative funding options, it is possible that the requirements may be less stringent than traditional lenders.

Alternatives

Unfortunately, the company does not provide information about alternative options to its services on its website. However, small businesses seeking alternative funding options could consider other alternative lenders, crowdfunding platforms, or even traditional bank loans if they meet the requirements.