Merchant Cash Advance Company Review

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Unique Funding Solutions Merchant Cash Advance Review 2023

ufs logo

Loan Amount

Up to $500,000

Factor Rate

1.2 to 1.4

Terms

3 to 18 months

Min Credit

550 FICO

Time to Fund

1-3 days
Written By:
MCA Editorial Team
Last Updated:
07/20/2023

Company Profile

Unique Funding Solutions is a leading supplier of alternative financing to small businesses nationwide. They aim to provide fast and easy approval to get the funds businesses need to operate and grow. Their mission is to support businesses, whether they are startups or have been in operation for many years. UFS Funding offers financing plans suitable for businesses of all sizes and types, even those with challenges like tax liens, no merchant account, low processing volume, high transaction amounts, or severely damaged credit.

Products & Services

UFS Funding provides alternative mca financing solutions to small businesses. They offer a fast and easy approval process to ensure businesses get the funds they need to run and grow. Their services are tailored to cater to businesses that may have faced challenges in securing traditional funding, including those with tax liens, no merchant account, low processing volume, high transaction amounts, or extremely damaged credit. They pride themselves on their customer service and work diligently on behalf of their clients and partners.

Pros and Cons

Pros:

1. Fast and easy approval process.
2. Services tailored for businesses with credit challenges.
3. Offers financing for startups and established businesses.
4. High approval rate for applications.
5. Outstanding customer service.

Cons:

1. Limited information available on the website.
2. No clear details on loan terms and rates.
3. Lack of testimonials or reviews on the website.
4. No detailed FAQ section for potential queries.
5. Limited transparency on the application process.

Ideal Customer

The ideal customer for UFS Funding is a business, whether a startup or established, that has faced challenges in securing traditional funding. This includes businesses with tax liens, no merchant account, low processing volume, high transaction amounts, or extremely damaged credit. UFS Funding offers solutions tailored to such businesses, ensuring they get the financial support they need.

Required Documentation

The specific documentation required for funding is not explicitly mentioned on the website. However, businesses interested in securing funding are encouraged to contact UFS Funding directly to understand the application process and documentation requirements.

Industries and Restrictions

UFS Funding serves a variety of industries, including:

- Automotive Repair
- Beauty Salon
- Bars & Nightclubs
- Doctors
- Construction
- Liquor Stores
- Law Firms
- Retail
- Dentistry
- Hotel & Motel
- Trucking
- Restaurant
- Real Estate

There's no mention of any industry restrictions.

State of Operations

The website does not provide specific details on the states UFS Funding operates in or any state restrictions. However, they seem to have a broad reach, given the mention of various states in their contact form.

Basic Qualifications

The website does not specify the exact qualifications required to receive funding. However, they emphasize their ability to serve businesses with challenges like tax liens, no merchant account, low processing volume, high transaction amounts, or severely damaged credit.

Collateral or Guarantees

The website does not provide clear information regarding the type of collateral or guarantees required for their products.

Alternatives

While the website does not provide direct alternatives to UFS Funding, businesses seeking alternative financing solutions might consider traditional bank loans, credit unions, online lenders, or crowdfunding platforms. It's essential to research and compare options to find the best fit for the business's needs.