Merchant Cash Advance Company Review

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Uplyft Merchant Cash Advance Review 2023

uplyft logo

Loan Amount

Up to $150,000

Factor Rate

1.2 to 1.4

Terms

3 to 18 months

Min Credit

550 FICO

Time to Fund

1-3 days
Written By:
MCA Editorial Team
Last Updated:
07/20/2023

Company Profile

Uplyft Capital is a reputable Cash Advance Company that was founded in 2012. The company has spent years dedicated to providing an alternative to short-term business loans in the form of interest-free business cash advances. They work diligently to provide working capital to a wide range of industries and businesses across the nation.

Products & Services

Uplyft Capital offers a variety of business cash advance programs tailored to meet the needs of almost any business owner. These programs include the Premier Plus Program with a term of 2-12 months, the Premier Program with a term of 3-8 months, the Standard Program with a term of 2-7 months, and the Starter Program with a term of 2-5 months. The company prides itself on its ability to provide the necessary funds for businesses quickly.

Pros and Cons

Pros:

1. Quick and easy application process.
2. Minimal documentation required.
3. Fast funding within 1-2 days.
4. Customized offers tailored to each business.
5. Wide variety of cash advance programs.

Cons:

1. Information about the company's services is not readily available on the website.
2. The company does not provide traditional loans.
3. The company's services are limited to cash advances.
4. The company's website lacks detailed information about the terms and conditions of their services.
5. There is limited information about the company's customer service.

Ideal Customer

The right type of customer for Uplyft Capital's services is a small to mid-sized business that has been in operation for at least 6 months and has deposited at least $12,000 on an average monthly basis. These businesses should be in need of fast working capital and be comfortable with the idea of a cash advance as opposed to a traditional loan.

Required Documentation

The company prides itself on requiring minimal documentation for its services. However, the specific documents required are not listed on the website. It is recommended to contact Uplyft Capital directly for detailed information on the required documentation.

Industries and Restrictions

Uplyft Capital provides working capital to a wide range of industries and businesses nationwide. However, the specific industries they work with or any industry restrictions are not mentioned on their website.

State of Operations

The company provides services to businesses nationwide. However, specific state restrictions are not mentioned on their website.

Basic Qualifications

To be eligible for a cash advance from Uplyft Capital, a business must have been in operation for at least 6 months and have deposited at least $12,000 on an average monthly basis.

Collateral or Guarantees

The company does not mention any requirements for collateral or guarantees on their website. It is recommended to contact Uplyft Capital directly for this information.

Alternatives

While Uplyft Capital offers a unique solution in the form of cash advances, businesses may also consider traditional loans from banks, credit unions, or online lenders. Additionally, businesses may explore crowdfunding, grants, or venture capital depending on their specific needs and circumstances.