Privacy Policy

Policy last Updated June 19th, 2023

Overview

MCA Companies Inc. understands the privacy and confidentiality of its customers who have shared their personal information with us. It is our top priority to keep the information secure and avoid misuse of customer's personal details.

Please find below the type of information we may collect from you and its usage for the services offered to you via our website and our business partners. This privacy policy is applicable to our current, existing, and future customers. By visiting our website and registering with us, you agree to this privacy policy.

By registering online at MCA Companies Inc. or using our mobile app, you allow MCA Companies Inc. and its business partners to get in touch with you via phone call, email, or SMS. The purpose of contacting you is to offer you our services for the product you have chosen, inform you about our new products, tell you about promotional offers running at MCA Companies Inc., or by its business partners and linked third parties. Under this policy, you authorize us to make contact with you for the above-mentioned purposes even if your number is registered under DND/DNC/NCPR services. This authorization is valid until your account is deactivated by either you or us.

Personal Information

MCA Companies Inc. collects personal information from its customers, including first name, last name, email address, date of birth, your residence city, and mobile number, etc. MCA Companies Inc. can also extract information from third parties or public shared profiles which are public on your social accounts. The collected information is stored at MCA Companies Inc. only.

Purpose

MCA Companies Inc. collects information from you when you register online with us, request information regarding our products and services, or visit our website. After registering with us or sharing personal details with us, you authorize us to contact you via email, call, or SMS and send you promotional offers.

Use of Information

MCA Companies Inc. needs your personal information for the following purposes:

To reply to your queries being submitted by you

Process applications or orders submitted by you

In order to resolve problems with any services provided to you

To send you promotional offers, new products, or services available on our website or third parties with whom we have a tie-up

Manage or achieve our duties with subject to any contract with our business partners

Information received from you is combined with the information we get from third parties to make our website and services better

As mentioned in this privacy policy

Information Disclosure and Sharing

MCA Companies Inc. does not sell, rent, or disclose your personal information with anyone as described in this policy. We may share your personal information with our business partners or with another entity in case of a business merger or sale of MCA Companies Inc.'s business part.

We restrict the collection and use of your personal information. We may disclose your personal information in a non-personally identifiable manner that does not reveal your identity. MCA Companies Inc. does not let anyone use your account information and any other personal identifiable information except for some specific domestic procedures to manage, expand, and improve our services. Third parties who have a tie-up with us can contact you and tell you about our services but with limited access, and they are required to maintain the confidentiality of the information as mentioned in the contract with us.

We may share your personal information with government agencies under the law in case of identity verification, investigation of cyber incidents, hearings and punishment of offenses, or where disclosure of information is required for legal purposes. We may also need to disclose the information to third parties under the law.

MCA Companies Inc. has various types of products like loans and credit cards offered by lenders and banks. If you apply for these products or services and disclose information to these providers, then the use of your information is dependent on their privacy policies for which MCA Companies Inc. is not responsible.

Tracking via Cookies

MCA Companies Inc. and its partners use cookies to analyze trends, manage the website, improve marketing, track user's preferences around the website, and collect demographic figures for overall use. You can control the use of cookies at an individual browser stage by disabling these cookies that may restrict your use of certain features or services on our website.

Log Files

We use log files that include internet protocol (IP) address, internet service provider (ISP), browser type, exit or referred pages, date/time stamp, operating system to analyze trends and user's movements while visiting the website. This information is combined with the other information we collect about you to improve our services, site functionality, and marketing.

Email - Opt-Out

If you don't want us to send you emails or other promotional information, please contact us at [email protected] It may take some time to process the request, but once you are unsubscribed by us, you won't receive emails or any other information from us.

Security

MCA Companies Inc. uses suitable technical and electronic measures to protect the personal information being submitted to us. We cannot guarantee complete security as no electronic system is 100% secure, but we strive to use multiple security measures to protect against illegal use, damage, or loss of any kind of information. You must also maintain the confidentiality and security of your login ID and password and may not share these credentials with any third party.

Connection to Other Websites

MCA Companies Inc. provides links to other websites. The privacy of the information provided to other websites is not our liability. MCA Companies Inc. is not responsible for any loss of personal information through other sources. We can only suggest that you read their privacy policies when you visit their websites.

Third-Party Advertising

MCA Companies Inc. uses ad agencies or third-party advertising companies to provide ads when you are using our website. These companies do not use your personal information except for the details about your visit to our website in order to offer ads on our websites as well as on other websites about the services that you may like.

Contact Us

With Questions or Concerns or for Grievance Redressal

If you have grievances, complaints, questions, comments, concerns, or feedback regarding the processing of information or regarding this Policy or any other privacy or security concern, please contact us via our contact page link in the footer on every page in the website.

Notice

The effective date of this Policy, as stated above, indicates the last time this Policy was revised or materially changed.

*Terms and conditions apply. Credit at the sole discretion of the lender, subject to credit appraisal, eligibility check, rates, charges, and terms. Information displayed is indicative and collected from public sources.